Financial Security

Holistic financial coaching and advising service, tailored specifically to the unique needs of professional expats living in Germany.

My mission is to empower you with the financial skills and knowledge required to thrive here – from setting realistic goals, mastering budgeting, and understanding savings and investments while managing debts effectively. My network also has expertise in navigating the complexities of the German tax and real estate systems and making the right insurance and investment choices. We see the financial world through an expat’s lens and are committed to helping you decode the intricacies of your financial journey, ensuring you are well-equipped to make confident, informed decisions for your present and future financial health.

Lifestyle Benefits

Financial Security

By managing your finances effectively, you will improve your overall financial security and peace of mind. This can significantly reduce stress and allow you to enjoy your life.


Knowledge is power. Understanding the financial system in Germany will give you the confidence to make informed decisions and engage more comfortably in your surroundings.

Avoiding Financial Pitfalls

Using my advice, clients can avoid costly mistakes.

How Coaching Works

Initial Consultation:
During our initial consultation, we will assess the compatibility between your financial goals and my coaching services, while also customizing the format of our meetings, determining your preferred modes of communication, and establishing the frequency of our interactions to ensure a seamless fit with your schedule. Additionally, I will take the time to explain my fee structure, ensuring that you have a clear understanding of the investment required for our collaboration. Rest assured, if we decide to proceed, our collaboration will be backed by a commitment to confidentiality and trust through a formal agreement. Together, we’ll create a tailored coaching experience that aligns with your needs, provides maximum convenience, and empowers you to achieve your financial aspirations.

Initial Sessions / Discovery / Goal Setting / Planning:
In our initial session, we will explore your unique situation, challenges, aspirations, and obstacles. We’ll start creating an action plan with clear milestones, and I’ll provide you with homework and resources for support.

Follow-on Sessions:
In the follow-on sessions, we will conduct a detailed assessment of your finances, including income, expenses, debts, and assets, to identify areas for improvement. Together, we’ll develop a personalized action plan with step-by-step strategies and milestones. Throughout the coaching process, I will provide educational materials and resources to enhance your financial knowledge and empower you to make informed decisions. In the final session, we’ll focus on personalized recommendations and solutions for budgeting, debt management, cash flows, tax optimization, and retirement readiness.

Continuing Education

I am deeply committed to ongoing professional development and continuing education. By staying abreast of the latest financial trends, regulations, and strategies, I ensure that I can provide my clients with the most current, effective, and comprehensive financial advice. Where specific expertise outside of my area is needed, I collaborate with partner specialists to ensure all aspects of my clients’ financial health are meticulously addressed. Lifelong learning is not just a professional requirement, but a personal passion that enables me to serve my clients at the highest level.

As a member of the Financial Coaches Network, I have access to a proprietary Knowledgebase of advanced personal finance topics designed to help financial coaches better serve their clients.

The Knowledgebase was developed by Joshua Escalante Troesh, CFP; a Tenured Professor of Business and Personal Finance who has written personal finance curriculum adopted by multiple community colleges and approved by the Cal State University system’s Chancellors Office for meeting General Education requirements for all Cal State Universities.